Privacy Policy

Click here to print or save the LAMMICO Privacy Policy.

This Privacy Policy generally concerns the purpose and use of information collected via this website or provided to this website.

LAMMICO (“LAMMICO”, “we”, “our”, or “us”) strives to maintain the privacy of our insureds, vendors, and other visitors to our website (“you” or “your”). In providing you with an array of services designed to meet your insurance-related needs and other services via the LAMMICO Website, gathering information about you and your practice or business is necessary or convenient for us. By using the LAMMICO Website, you authorize us (as outlined herein) to collect, use and disclose information about you, your practice and business and your usage of this website. This Privacy Policy and Terms of Use apply to information collected via the LAMMICO Website. We operate in many different jurisdictions, and this policy describes our intent, not a comprehensive statement or promise of any measures taken and legal compliance.

From time to time, LAMMICO may revise this Privacy Policy by posting a new version on the website. A notice will be displayed when the Privacy Policy is changed. The last revision was on December 20, 2019.

I. What Information We Collect, How We Collect It, & Why We Collect It

The types of personal information that may be gathered by us in connection with your use of this website includes the following (collectively your “Personal Information”):

  • Your name, address, email address, insurance policy number, employer identity, information about your training, credentials, state license, specialty and other information.
  • Information regarding your use of educational or informational materials or services, including the courses or materials you have viewed or accessed.
  • If you make a payment via this website, information about the financial transaction may be collected. We do not store credit card information. If you make a payment on our website, we may process financial information through a third party payment processor, but we will not store that financial information.
  • We use software tools to monitor website activity. For each visit to our website, we may also collect or track information about your use and your device through technologies such as cookies, web beacons, and log files. These technologies help gather certain information, such as, but not limited to, application and device ID numbers, browser type, the date and/or time stamps associated with your visit, IP address (or proxy server), internet service provider and/or mobile carrier, location, the pages and files viewed, searches, and the operating system and system configuration information. Some of the information collected, whether alone or in conjunction with other information, could be personally identifying to you.

These are some, but not all, of the kinds of information that may be necessary or convenient for us to collect in order to serve your insurance-related needs, or to provide you with other services available via the LAMMICO website. We may collect or track other Personal Information to the extent not in violation of any applicable law. The information may also be used for our security in general and to:

  • analyze overall trends that can help us assess and improve your experience
  • assess capacity requirements and review compliance with applicable usage terms of use
  • help us provide and improve our website and to guarantee its proper functioning and security
  • identify future opportunities for development and identify new insured or client opportunities

We will not use the information we collected for materially different, unrelated, or incompatible purposes without providing you notice. We do not collect information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) via this website. However, LAMMICO does offer access to LAMMICO’s electronic insurance applications through a website exclusively for prospective and current LAMMICO members (“eApp”). eApp allows completion and submission of the application form to LAMMICO online. Depending on the information to be submitted with the insurance application, some protected health information, personally identifiable information, or other Personal Information may be collected via that website. This Privacy Policy applies to the eApp website with some modification to this Privacy Policy, which can be found on that website.

Personal Information may be used or disclosed for various purposes, such as to monitor aggregate activity and trends, to improve site content, to comply with any laws, treaties, rules or regulations or to achieve other business purposes.

When used in the aggregate, the Personal Information is known as “Aggregate Information”, which means information that relates to a group or category of individuals, from which individual identities have been removed, that is not linked or reasonably linkable to any individual. Aggregate Information does not mean one or more individual records that have been deidentified.

Notwithstanding any of the foregoing under Section I of this Privacy Policy, “Anonymous Data” is data stripped of information that, in itself, directly and readily identifies you. In addition to other rights or licenses that we may enjoy as to the collection, access to or use of information or data about you, you grant us an absolute, unconditional and irrevocable, perpetual, worldwide, royalty-free, non-exclusive right and license (with the right to sublicense) to extract and develop Anonymous Data from any information or data about you in order for us or others to use the Anonymous Data in a database or other collection. You agree that we own such Anonymous Data and, without any restrictions, limitations or encumbrances whatsoever, you hereby unconditionally and irrevocably assign it to us.

II. Protecting Personal Information

We may use and disclose Personal Information to third parties, as outlined in the Sharing of Information section, except to the extent such use or disclosure clearly violates applicable law. We strive to maintain electronic and procedural safeguards to comply with federal and state regulations and guard nonpublic personal information. Although we believe that we have reasonable procedures and technologies in place to protect against unauthorized disclosure of nonpublic personal information, we offer no assurances that our controls and techniques will prevent all unauthorized disclosures or breaches in security. Thus, we cannot guarantee that information posted on, collected by or transmitted to, from, through or for this website will always remain confidential or private.

III. Sharing of Information

We do not sell your Personal Information to third parties. We may share information with our subsidiaries, affiliated companies, business consultants or other third parties with whom we may do business. We may disclose information about our website users to these parties in connection with their services or in conducting business we view necessary or convenient. For example, producers, insurance agents, and brokers who market and sell our products may have access to the certificates of insurance and may have access to such other information as we view as necessary or convenient in conducting our or their business. Entities that do credentialing may also have access to certificates of insurance. Other persons, such as your office manager or risk manager may have access to your certificates of insurance.

Occasionally, we may do business with, use affiliated companies or retain third parties including, but not limited to, our web server host, website designer, information technology support technicians, auditors or business consultants, or other third parties. Some of these parties may perform various support services for us or provide consulting or other services to us or for our website users. We may disclose information about our website users to these parties in connection with their services or in connection with conducting business.

We may also disclose your use of, and other information about, educational and informational services for the purpose of reporting it to credentialing, continuing education, certification, licensing, and other healthcare regulating entities. Some credentialing entities require us to submit data through a third party, and we make no warranties whatsoever on behalf of such third parties. Your responsibility is to confirm with your credentialing entity that all credits have been reported.

When we believe a disclosure is, or appears likely, required by law or in answering or otherwise responding to any lawful discovery, investigation or subpoena, we may disclose personal, private, confidential or other information. In cooperation with local, state and federal law enforcement investigations and with local, state and federal regulators, auditors and other governmental agencies or bodies, we may disclose personal, private, confidential or other information, with or without prior notice to you.

IV. Cookies, Web Beacons, Log Files and Other Tracking Technologies

We use cookies and similar tracking technologies such as web beacons, tags and JavaScript, alone or in conjunction with cookies, to compile information about the usage of our website and the interaction with emails from us. We or an authorized third party may place a cookie on your browser and/or device, which collects information, including Personal Information, about your online activities when you visit our website. A “cookie” is a file that may report user and page activity or other information. Cookies allow us to track usage, determine your browsing preferences and improve and customize your browsing experience.

Among other purposes, cookies may also allow the site to recognize you more quickly. This helps to optimize your time on our website. Most browsers automatically accept cookies by default, but you can usually refuse cookies or selectively accept certain cookies by adjusting the preferences of your browser. If you turn off cookies, some features of this site may not be available to you, and some web pages may not display properly or may otherwise not function as intended. We reserve the right, to the extent not prohibited by applicable law, to use and disclose the information we gather through the use of cookies and the other tracking technologies.

We may also use web beacons on our website and in email communications to improve our website and email communications. For example, we or an authorized third party may place a web beacon in a marketing email that notifies us when a link in the email is clicked and directs you to our website. Our marketing emails will contain an unsubscribe feature. Please note that if you unsubscribe from marketing communications you will still receive important business notification related to your relationship with us, such as information about your insurance policy.

V. Text and Image Hyperlinks

Some of the pages on this website provide hyperlinks to other website created, maintained, hosted or sponsored by other organizations. We provide these hyperlinks as a free service, for your convenience, and not as an endorsement, sponsorship or adoption of the views expressed, of the content presented or of the products and services, which may be made available on other sites. Those other sites are not under our control. We neither make nor give any representations, warranties, assurances or other guarantees about the quality, accuracy, reliability, timeliness, confidentiality or privacy policy of those other sites. Third party sites hyperlinked from the website may contain cookies that are collected by the third party site owner and are beyond our control. We do not accept, and do disclaim, any responsibility or liability, whether civil, criminal or otherwise, for dam-ages, losses, fines, injuries, demands, actions or other claims resulting from the use of or reliance on information located on any linked sites or resulting from the content of such sites. As set forth in the LAMMICO Terms of Use, we have other rights, and you have other obligations.

VI. Other Information

If you have any questions about this Privacy Policy, you may (A) send us an email at news@lammico.com, or (B) Write to our General Counsel at LAMMICO, One Galleria Blvd, Suite 700, Metairie, LA 70001.